Retirees hate to spend money in retirement.  It’s not a big revelation as we are told for two decades during our childhoods and then are taught for decades working to only spend what you make and save the rest.   

Dipping into savings is inculcated into us, almost from birth, as a bad thing.  This ...

Real risk is simple—not enough cash when money is really needed—like running out of gas in the desert.  

- Charles Ellis  

We face countless risks in our everyday lives that we’ve learned, from a very young age, to manage.  Managing those day-to-day risks may seem like second nature to most by ...

 At Noble Wealth Management, giving back to our community is more than a value—it’s part of our mission. We’re excited to share a recent community highlight that reflects this commitment in action.

Last month, our team partnered with The Lion Project and Denver Community Hubs to support a meaningfu...

Why is speculation a game you cannot win? 

Near my house there’s a mountain called Lone Peak with a trail called Jacobs ladder that goes nearly straight up. The cool thing about it is the end is always in sight. Just 6 miles ahead and about 4,000 feet up. 

Upon nearing the top, you can see the exc...

At the start of 2020, markets were at all-time highs and, to borrow a phrase from the LEGO Movie’s annoying song, “everything was awesome.” At the time, there were only faint news reports of an outbreak in China causing a stir. And then, as these things tend to go, it was everywhere -all at once.

B...

President Trump recently unveiled a sweeping set of tariffs on exports from dozens of countries into the United States. Tariffs are duties imposed on imported goods by a government. They are intended to protect domestic industries, encourage local production, and generate tax revenue. In fact, tarif...

For one, our moods are often driven by relative, not absolute results.  What I mean by that is, most people compare themselves to others or some benchmark to assess how they’ve done. 

If I said to you that your portfolio made 14% last year, would you be happy?  The answer is, “it depends.”  What do...

Tariffs are taxes levied by governments on imported goods. They aim to raise revenue, protect domestic industries, correct a trade deficit, impose political pressure on other states or deliver a combination of these goals.   - Investopedia

With the new administration, there will always be uncertain...

 “It’s Not How Much You Make, It’s How Much You Keep.”
— Robert Kiyosaki (Rich Dad, Poor Dad author)

One issue we’ve encountered over the past few years of strong market returns is the accumulation of embedded unrealized gains in taxable accounts. Remember, each year, a taxable account incurs...

The market boomed again in 2024 for the second year in a row. 2022 seems like ages ago, the last bad year for the markets. I wrote then about how bad it was in aggregate because 2022 was the first year that both stocks and bonds were down double-digits (typically bonds rise when stocks fall).

In 20...

Wealth consultants play a vital role in helping people achieve their financial dreams. They guide you through the complex world of finance, ensuring that your money works for you. With their expertise, you can create a solid plan that aligns with your goals, making your journey to financial success ...

At Noble Wealth Management, our mission goes beyond enriching lives through financial planning. We believe in creating meaningful impact in our community, through hands-on volunteer efforts and financial support. As we reflect on 2024, we are grateful for our clients whose trust and partnership make...