Client Memos

The Fittest on Earth (& in the Office)
Read about Chris Rhyme's journey to his latest accomplishment: the 2023 Nobull CrossFit Game Champion. Noble's CEO and partner, Chris, has conquered the ultimate fitness test and will continue to inspire us everyday.

The Noble Team Invests in its Bond
Despite what’s going on in the market, the Noble team invests in its bond and connection year-round. Read more about our most recent team bonding!

Bond Mutual Funds vs Individual Bonds
It is important to understand the key differences between a mutual fund and an individual bond when making investment decisions. Know the risks and advantages associated with each to achieve success in the market.

Pressing the Pause Button
Core Inflation remains to be a problem for the Fed. We have a once in a generation opportunity to take advantage of the bonds issued at today's rates, which will be worth much more in the future.

Are my Assets Protected?
Understand the major implications from the failure of Silicon Valley Bank and adopt strategies to ensure your assets are protected.

Second Quarter Memo: Cracks in the Armor
The First Quarter ended with the SVB failure and the Fed acting to restrain inflation. Here's what to expect in the 2nd Quarter and how to prepare for what's to come.

The Fear of Losing Leads to Bad Mistakes
Markets generally rise over the long-term, but never in a straight line. Constantly monitoring accounts leads to more perceived losses and aversion to risk, which can lead to fear-driven selling or de-risking at the worst possible time.

Bonds are back and Yield Chasing is no more
The "see-saw" effect between bonds and interest rates highlights that when bond prices fall, interest rates rise. As bond prices decline, protection is improved and higher returns are generated.

Whatever it Takes
The significance of September's Federal Open Market Committee ("FOMC") meeting and the implications of how it will affect just about every person on Earth.

Crazy Volatility is normal in Market Corrections
Behavioral finance leads people to act irrationally out of panic or fear, causing significant swings in the market. It's important to remember that market pullbacks are challenging, but they are not abnormal during a downturn.

Debt Ceiling is a worry, but a small one
The most important issue that US equity markets face in 2023 is the debt ceiling debacle. A default would hit confidence and financial conditions, likely resulting in a sharp recession and could do long-lasting harm.